You may not think of yourself as an investor now. But you can start saving with as little as $50 – and watch your funds increase!



     ABEC Notes help you save for everything in life – and help build churches all across America and in Puerto Rico. Without your investment, we cannot help ministry dreams for churches become a reality.



     ABEC Notes are either demand notes or term notes. Individuals can invest for various lengths of time and receive attractive returns. Churches and institutions can also invest.



     The money invested funds acquistion, renovation and building projects, such as new churches, additions and making church buildings energy-efficient and accessible. ABEC loans also fund important community resources like day care centers. In short, your investment will help churches and institutions realize their visions for ministry.



     Standing behind your funds are the assets of ABEC: the first mortgages that secure ABEC loans, ABEC's General Fund, and a collateral fund.



     Call today!*



     Request an Investment Package


 
 
 
Rates as of October 1, 2016
 
 
Tiered Term Notes - Fixed Rates
 
Term Rate     Yield To
Maturity
  Minimum
Investment
Demand .85%   .85%   $100.00
1 Year 1.00% 1.10%   1.00% 1.11%   $250.00 $1000.00
18 Months 1.05% 1.15%   1.05% 1.16%   $250.00 $1000.00
2 Year 1.18% 1.28%   1.19% 1.29%   $250.00 $1000.00
30 Months 1.30% 1.40%   1.32% 1.42%   $250.00 $1000.00
3 Year 1.45% 1.55%   1.48% 1.58%   $250.00 $1000.00
4 Year 1.72% 1.82%   1.78% 1.88%   $250.00 $1000.00
5 Year 2.10% 2.20%   2.21% 2.32%   $250.00 $1000.00
   
      Click here for Variable Rates


*All Term Note rates are subject to change without prior notice. Term Notes may be redeemed prior to maturity, but are subject to an interest penalty. The Demand Note rate is subject to change monthly. Prior to purchasing ABEC Notes, you must be a member of, participant in, or contributor to ABEC or the American Baptist denomination, or be an ancestor or descendent of such a person, or belong to another Protestant church denomination that has a programmatic relationship or is religiously aligned with the American Baptist denomination or ABEC.
 

This shall not constitute an offer to sell or the solicitation of an offer to buy the investment securities identified. The offering is made solely by the offering circular. ABEC Notes are not insured by the FDIC.